We believe that the two most important ingredients for your investment success is to understand your risk tolerance and to prepare and follow a written Investment Policy Statement (IPS).

When we manage individual investment accounts, our clients complete our risk assessment questionaire which assigns them a "risk tolerance number."

This number is similar in concept to the nationally advertised mattress that has its own setting for your "sleep number." In our case, you fill out our form and then set your own risk tolerance number, which helps you select the right asset allocation portfolio.

We have provided the TSA downloadable  Risk Questionaire form for you to complete. After you complete your form, you should keep it in your Investment Managment Notebook, and promise yourself that you will update it each year.

Your risk tolerance number is inserted into your Investment Policy Statement, and helps you select the right asset allocation portfolio.

When we manage individual investment accounts, our clients fill in the IPS, and we attach it as Amendment A to our Investment Advisory Agreement, to guide us in our management of the account assets.

You should follow the same technique by filling in your IPS, and placing it in your Investment Management Notebook. You should update your IPS every year, and as a part of good estate planning practice, you should tell important family members where you keep your Investment Management Notebook.

We have provided the TSA downloadable IPS for you to complete.